In March 2022, the Federal Open Market Committee (FOMC) initiated a series of over 10 interest rate hikes after years of near-zero rates in the crypto space. This shift affected various industries, with US treasury bills yielding significant returns for the first time in decades, attracting liquidity. Despite the crypto market experiencing losses, some innovators, like Norton Wang, CTO of the Cogito protocol, recognized an opportunity. Cogito aims to bring traditional financial investments onto the blockchain, starting with treasury bills and expanding to a green bond fund. The protocol also integrates AI for advanced on-chain trading strategies, highlighting its commitment to making blockchain technology relevant to the real world and the principles of De-Fi (decentralized finance).